Loan Programs for Serious Investors.
From long-term rentals to bridge financing and ground-up construction — we have the capital to fund your next deal.
DSCR / Rental Loans
Qualify on the property's cash flow — not your personal income.
Our DSCR loan program is designed for investors building long-term rental portfolios. We underwrite based on the property's debt service coverage ratio, so your W-2, tax returns, and personal income stay out of the equation.
Program Highlights
- No income verification or tax returns
- 30-year fixed, ARM, and interest-only options
- Short-term rental (Airbnb/VRBO) eligible
- Cash-out up to 75% LTV
- Unlimited financed properties
- Repeat investor discounts available
Eligibility
- Minimum DSCR of 1.0x (interest-only available)
- 620+ credit score
- 1–4 unit residential, multifamily, short-term rental
- Purchase, rate/term refi, or cash-out refi
- LLC, LP, or individual borrower
Bridge Loans
Move fast on your next acquisition — close in days, not weeks.
Our bridge loan program gives real estate investors the short-term capital they need to acquire, reposition, or stabilize a property before securing permanent financing. No income verification, no lengthy bank underwriting — just fast, flexible capital.
Program Highlights
- Interest-only payments during loan term
- No income verification or tax returns required
- Close in as few as 7–10 business days
- Value-add and transitional properties eligible
- Extension options available
- Nationwide lending in 48 states
Eligibility
- 600+ credit score
- Residential, multifamily, mixed-use, and commercial
- Purchase, rehab, repositioning
- Stabilized, transitional, or value-add properties
- LLC, LP, or corporate entity
Ground Up Financing
Build from the ground up with capital that moves as fast as you do.
Our ground up construction loan program is built for developers and builders who need flexible, fast financing to take a project from raw land to finished product. We fund the land acquisition and construction draws — no traditional bank delays.
Program Highlights
- Funds land acquisition and construction draws
- Interest-only during construction period
- Draw schedule aligned to project milestones
- No prepayment penalty on early payoff
- Single-family, multifamily, and mixed-use eligible
- Nationwide lending in 48 states
Eligibility
- 620+ credit score
- Experienced builders and developers preferred
- Single-family, multifamily, and mixed-use
- Land acquisition + construction draws funded
- LLC, LP, or corporate entity
Common Questions
Do I need to show personal income?
No. Loans qualify based on the property's rental income. We never require W-2s or tax returns — just the property's cash flow.
How fast can you close?
Loans typically close in 10–14 business days. Bridge loans can close in as few as 7–10 days. Speed depends on how quickly you can provide the property details and any required documentation
Can I borrow in an LLC?
Yes. We lend to LLCs, LPs, and individual borrowers. Most investors prefer to borrow in an entity for liability protection, and we accommodate that on all programs.
What states do you lend in?
We lend in Multiple states. Contact us to confirm availability in your specific market.
What property types are eligible?
We lend on 1–4 unit residential, multifamily, short-term rentals, mixed-use, and commercial properties depending on the program.
Do you fund ground up construction?
Yes. Our ground up financing program funds land acquisition and construction draws for single-family, multifamily, and mixed-use projects. Loan terms run 12–24 months with interest-only payments during the build.
What is a bridge loan used for?
Bridge loans are short-term loans used to acquire, reposition, or stabilize a property before securing long-term financing. They're ideal for time-sensitive deals, value-add plays, or situations where traditional financing is too slow.
Ready to Fund Your Next Deal?
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